TIME vs. MONEY

TIME vs. MONEY

Nearly 40 percent of 4,600 full-time workers surveyed by Salary.com said they would rather have more time off than a $5,000 U.S. annual pay hike. Salary.com says this indicates a shift in thinking over the past few years. (Source: The Canadian Press, 2005)

IDEA JOURNAL

Keep an idea journal. A spiral notebook is adequate. Have a page for each member of your family and friends that you normally shop for. Jot down ideas during the year. Things you see them looking at longingly. That gizmo they mentioned they would love to get someday.

BUY CHRISTMAS GIFTS EARLY

Shop during the year when you see that “perfect gift” that’s on sale. The one that will be sold out or double the price in December.

ORGANIZE YOUR PURCHASES

Write the item and the name of the person for whom you bought the gift on the back of the sales slip and keep them in a marked envelope to make returns easier.

TIMELY THOUGHT

People, who are too busy to plan, plan to be too busy.